• 24/7 customer service over the phone or through live chat

• No minimum opening deposit on all accounts

• Savings tools

• High interest rates on savings, money market accounts, and CDs

• A rating from the BBB

• No physical locations

• 24/7 customer service over the phone or through live chat

• Checking accounts that lets you earn cash back on your debit card 

• Variety of CDs

• A- rating from the Better Business Bureau

• High interest rates on savings, money market accounts and CDs

• Only 1 branch, which is in Delaware
• High minimum opening deposit required for CD and money market accounts

• Earn interest on account
• Reimburses up to $10 in out-of-network ATM fees
• Early direct deposit
• Spending buckets to help manage expenses

• Earn up to 1% cash back on up to $3,000 in purchases per month
• Early direct deposit

• No physical locations

• Only 1 location, which is in Maryland
• Debit cards only work in the US, Canada, Mexico, and the Caribbean

• Savings buckets feature allows you to create specific goals
• Surprise savings tools automatically transfer extra money from your checking account to help you save

None

• No physical branches to deposit cash

• Only 1 branch location, which makes it difficult to deposit cash if you don’t live in DE

• Paper checks and debit card
• Reimbursements on out-of-network ATM fees

• Paper checks and debit card
• No excess transactions fees

• $10 excess transaction fee if you exceed the limit (6 transactions per month)

• Must have at least $100,000 in your account to earn the highest interest rate
• No reimbursements on out-of-network ATM fees
• Debit cards can’t be used outside of the US, Canada, Mexico, and the Caribbean